About PaybackZIP

PaybackZIP is a free tool for figuring out exactly which home electrification rebates you qualify for — by ZIP code, household, and income — and what the actual payback period looks like.

Why this exists

The federal home electrification tax credits (25C, 25D, the EV credit) all expired December 31, 2025. The state-administered HEAR and HOMES rebate programs that replaced them are rolling out unevenly — California's single-family HEEHRA fully reserved in February 2026; Colorado, Georgia, Michigan, and North Carolina are open; many states haven't launched yet.

The existing rebate calculator tools (notably Rewiring America's) were built around the federal credit era and don't clearly surface what's actually open in your state right now. We built PaybackZIP to fill that gap: a single tool that gives you a confident, current answer based on real program status, not stale federal assumptions.

How we keep the data current

Rebate data is curated manually from three primary sources: the Database of State Incentives for Renewables and Efficiency (DSIRE), the ENERGY STAR HEAR Program Tracker, and individual state energy office pages. We refresh weekly and flag changes in the program status field (open / waitlist / closed / coming-soon).

We launched with deep coverage of 10 states (CA, CO, TX, FL, NY, PA, IL, OH, GA, NC, MI) and stub pages for the rest. State-by-state coverage expands as we add data.

What we don't do

• We don't sell your data. The calculator runs entirely in your browser — no inputs are sent to a server.
• We don't get paid by installers or sell leads. We do show contextual advertising (Google AdSense) on the page, which funds the site.
• We don't guarantee program eligibility. Always verify with your state energy office and utility before purchasing or signing a contract. Rebate amounts, eligibility, and program availability can change.

Editorial standards

We try to be plainspoken about what works and what doesn't. If a program has known issues, we'll say so. If a contractor is selling something that doesn't pencil, we'll point at the math. The goal is to be the resource a smart neighbor would point you to — not the one a sales pitch lives inside.

Get in touch

Found a rebate we missed? Found one we got wrong? Use the contact form — we read every message and update the data when we can verify a change.