P PaybackZIP

Updated for 2026 — post-federal-credit rules

Every rebate, credit, and discount you qualify for — by ZIP.

Heat pumps, EVs, solar, induction, weatherization. We stack federal, state, and utility programs — and tell you which ones are actually open right now.

We don't sell your data. ZIP is used only to look up federal, state, and utility programs.

The federal credits expired. The state programs got more confusing.

The 25C heat pump credit, 25D residential clean energy credit, and federal EV credit all ended Dec 31, 2025. State HEAR programs are still rolling out — unevenly, on different timelines, with different rules. This is the only place that tracks every program by ZIP and tells you which ones you can actually use today.

$14,000

Max federal HEAR rebate per household for income-qualified electrification upgrades.

10+

States with HEAR programs currently open for applications.

2,500+

State, utility, and local incentives tracked across all 50 states.

Where to start

Most homeowners coming here are in one of three situations: an appliance died and you're choosing what to replace it with; you have a rough plan to electrify the house over a few years and want to know what order to do things in; or you're trying to figure out whether a heat pump or solar still pencils now that the federal credits are gone.

The short version: weatherize first (highest ROI of anything in this stack, almost regardless of state). Then replace your water heater with a heat pump version when the current one dies. Then your stove, then the furnace/AC, then think about solar. Doing things in this order means each upgrade shrinks the load the next one has to handle — so you buy smaller, cheaper equipment.

The longer version is in the guides below. The exact dollar amounts for your specific situation are in the calculator — type your ZIP and household details, see the stack.

What can you stack rebates on?

Pick a product to see all current programs and the typical payback period.

Featured state guides

Deep coverage of HEAR status, state credits, and major utility programs.